Wachovia Education Loan Application

Wachovia Education Loan^SM
This flexible private loan is designed to cover education costs that are beyond the reach of federal aid programs. Undergraduates, graduate students, and even international students are welcome to apply.

Students who qualify for our best rates receive an interest rate of Prime + 0% and zero fees. However, if you do not qualify for this rate, be aware that you may be offered a loan with a different interest rate and/or fees.

Eligibility Requirements
To apply for this loan, you or your co-borrower must:

Be a citizen or permanent resident of the United States,
Have a permanent address in the United States,
Meet the legal age requirements for your state,
Have a satisfactory credit history,
Have an acceptable residence and employment history, and
Be able to verify sufficient income.

Our Application Process
To apply, you will need to log in (or create a new account) then complete and submit a signed Promissory Note. This process can be completed entirely online for fast processing.

Before you begin, make sure that you have the information listed below. If you are applying with a co-borrower, you will also need this information as it relates to your co-borrower.

Social Security Number
Date of Birth
Current Address and Phone Number
Employer Address and Phone Number
Employment and Residence History
Income Information
Residence Status with Monthly Payment
A Personal Reference with Contact Information

Notice of Agreement: By clicking "Continue,” you agree to accept and confirm that you can access electronic disclosures as part of this online application process.